Citi-Tsao Foundation financial education programme for mature women

of women started with minimal knowledge of family finances (ranged from zero knowledge to some amount of knowledge)

of women who did not have an emergency fund had begun to build this protection mechanism

of women who did not have a six-month emergency had managed to amass this amount

of women who were ill-prepared for an unexpected crisis now felt prepared

of those who felt that they were not empowered in facing the facing the future—especially when it comes to money matters—now felt empowered

did not know which products and services suit their needs but are now knowledgeable

of participants who did not use the relevant products and services before the programme did so after completing it

of women who did not have a financial plan have initiated a plan after

of women proceeded to start a monthly budget; prior to the programme they did not have any monthly budget

of women had started to track household expenses as compared to no expense tracking before

of women reported that they were able to stay within budget compared to not being able to do before

women who reported not having any savings now have started to save

of women now knew the exact amount of debt they had compared to not having this knowledge prior to the programme

of women were unable to translate their new gained knowledge into debt reduction are now able to

of women who were not comfortable with the thought of ageing felt positively after

of women who did not have a clear financial plan now have a working plan